Your senior parents are easier to impersonate than you are Americans aged 60 and older reported significant financial losses due to internet crime in 2025, with average losses nearly double that of younger individuals. Scammers exploit outdated verification methods and AI voice cloning to impersonate individuals and access accounts. Adult children can take several free, quick steps to safeguard their parents’ identities, including credit freezes, IP PINs, and securing government accounts.

• Older adults are significant targets for internet crime, reporting billions in losses.
• Scammers use personal data from breaches and AI voice cloning to bypass security.
• Adult children can implement free protections like credit freezes and IP PINs.
• Securing government accounts (Social Security, Medicare) is vital.
• Two-factor authentication and password managers add layers of security.
• Monitoring Medicare statements and using the Senior Medicare Patrol can help detect fraud.
• Financial power of attorney and identity theft protection services offer further safeguards.